Finance and Loans

Running a business isn’t everyone’s cup of tea. It requires sheer passion and pure hardship to run a business. Apart from it, the constant flow of money is also the inseparable part of a business. And sometimes, people run out of funds. To keep them motivated, Lendingkart provides business loan up to Rs. 2 Crores. Lendingkart business loan is easy to avail and the interest rate is also lucrative in nature. Read more to know what it takes to avail lendingkart business loan and how can you move ahead in the competition with this loan. What is Lendingkart Finance? Lendingkart is a fin-tech company and their objective is to provide working capital loans, fast and easy, to small businesses in India. This fin-tech works to make working capital finance in the reach of entrepreneurs so that these innovative thinkers can focus on their business without any distraction. Apart from working capital loans, Lendingkart also has various financial products. They are – Business Loan Working

A personal loan is a collateral-free loan, which means that you are not required to put anything as a security against the loan amount. Hence, this puts the bank in a fragile position. They evaluate your profile based on various criteria such as the net monthly income, credit score, etc. In this Axis Bank, a personal loan eligibility calculator can help you.  Tips to improve Personal Loan Eligibility   A personal loan comes with an interest rate that allows you for the timely loan repayment. Here are the few points which may help you to boost the personal loan eligibility.  1. Maintenance of a Good Credit Score For every lender, a credit score is one of the priorities in the loan approval process. If you have a good credit score for a constant period, then the lenders consider will look you as a credible borrower which increases your eligibility for the personal loan. Settlement of all Previous Credits  Whenever you apply for a personal loan, try that there are no

HDFC bank personal loan is an unsecured loan, which means that you are not required to put anything as a security against the loan. Hence, this puts the bank in a delicate position. They evaluate your profile based on many factors such as the net monthly income, credit score, etc. Though, before applying for a personal loan you need to be sure about eligibility. What are the Eligibility Criteria for an HDFC Personal Loan? HDFC personal loan has flexible eligibility criteria based on various factors. Following are the generic eligibility requirements on which you need to stand on to make sure that the application is complete: Age: An applicant’s age should be a minimum of 21 years and a maximum of 60 years at the time of personal loan application. Working Experience: A borrower should have at least 2 years of working experience and must be working in the current organization for a minimum of 1 year. Employment: A borrower should be either self-employed or a sa